Personal Loans and Lines of Credit

Home Equity Personal Credit Lines (EPCL)

Use an EPCL for home remodeling, education financing, or to pay off higher rate debts. You'll have convenient access to funds by credit line check, telephone transfer, or in your branch.

• Auto Loans
  For the purchase or refinance of a new or used car or light-duty truck. Extended repayment terms available.
  
  
• Personal Loans
  For a variety of needs, such as a major purchase or consolidation of debt.
  
  
• Unsecured Personal Credit Line
  Funds are available as you need them, and you pay interest only if you borrow. Convenient access by credit line check, telephone, or in your branch.
  
  
• Stock or Bond-Secured Personal Credit Line
  Lower interest rates than for many other forms of credit. Immediate access by credit line check, telephone, or in your branch whenever you want it.
  
  
• Extra Cash Overdraft Protection Line of Credit
  Extra Cash Overdraft Protection Line of Credit is a revolving credit line which offers overdraft coverage for your checking account. If your checking account becomes overdrawn, available funds will be automatically transferred once per day at the end of the day from the Extra Cash Overdraft Protection Line of Credit to the checking account. The annual fee is $25 and there is a $12 fee for each transfer.

All loans and lines of credit subject to approval.